Queen's Speech: What to expect

Two pensions bills 

For the first time, workers will be able to contribute to Dutch-style “collective pension” funds which they will share with thousands of other members. 

Instead of saving into individual pots, which are more vulnerable to variations in the stock market, workers will pool their investments in a “mega fund” that will pay them an income in retirement. 

The changes, which could be introduced as early as 2016, are intended to deliver better value for pensioners and to reduce the risks associated with individual workplace pension schemes. 

A second bill will allow pensioners to withdraw their savings in a single lump sum. 

End to the revolving door 

Top officials, civil servants, quango bosses and NHS chiefs will no longer be able to take huge pay-offs only to walk back into a similar job within months. 

Treasury Ministers are drawing up proposals to end the “revolving door” by clawing back redundancy pay given to top public officials who reappear in a related job within a year. 

Between 2010 and 2013, some 17 per cent of the 19,000 redundancies among NHS staff were rehired, with 13 per cent getting NHS jobs again within a year. 

Landlords face prosecution over criminal tenants 

Landlords who knowingly lease premises to criminal gangs will face up to five years’ imprisonment under new measures. 

The owners of residential properties could be prosecuted for “participation in an organised crime group” if they fail to report suspicions that premises are being used for crime. 

The new offence will also apply to commercial landlords and others who provide services such as transport or parcel delivery. 

Rights for pub owners 

Pub landlords who are tied to large pub companies will have more protection from unfair treatment, under Liberal Democrat plans. 

Publicans who have to buy supplies from so-called pubcos say they are struggling to make a decent living, with more than half earning less than the minimum wage. 

Deputy Prime Minister Nick Clegg and Business Secretary Vince Cable announced that the Government will give publicans new rights under a statutory code, and set up an independent adjudicator with the power to resolve disputes. 

The adjudicator will enforce the new code, arbitrate disputes, carry out investigations into alleged breaches and impose sanctions on pub-owning companies if they fail to comply. 

Immigration curbs 

New powers to discourage European migration, including deporting unemployed Europeans after six months and a law to discourage British firms employing cheap foreign labour, may be included. 

Small house builders exempt from green tape 

Small housing developers will be exempted from new environmental controls to encourage the building of thousands of new homes. 

In the Budget last year the Government announced that every new home in Britain would have to be built to a “zero carbon” standard by 2016, meaning they produce almost no emissions. 

However, in the Queen’s Speech on Wednesday the measures will be watered down so that they do not apply to “small sites”, which the house builders say are developments with fewer than 50 homes. 

Modern slavery 

Long awaited plans to give tougher sentences to people traffickers, increasing the maximum sentence from 14 years to life. 

Heroism Bill 

People who commit good deeds will be protected from prosecution and negligence claims, in a bid to curb the “jobsworth culture”. 

It would mean a judge would have to consider three mitigating factors before deciding whether an individual should be liable for an accident when they were doing something for "the benefit of society", acting in a "generally responsible way", or whether they stepped in to "help in an emergency". 

Tax free childcare 

Parents will get a 20 per cent rebate per child on the annual cost of childcare of £10,000. /Telegraph